PendingSingleFamilyResidence

3487 N Arrowhead

San Bernardino, CA, 92405

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$415,000

MLS: IG26043825

Beds

2

Baths

1

Sq Ft

962

Lot

0.14 ac

Year Built

1948

MLS #

IG26043825

Days on Market

9

Listed

Mar 16, 2026

Description

Charming single-story home in San Bernardino offering flexibility and long-term potential. This 2-bedroom, 1-bath property sits on a generous lot and includes leased solar, helping offset monthly utility costs (buyer to assume lease). A standout feature is the large detached structure with excellent potential for conversion to an ADU, workshop, studio, or guest quarters (buyer to verify zoning and permitting). The property also features a detached 2-car garage, providing ample parking and storage. Spacious yard with room to customize, expand, or create your own outdoor retreat. Great opportunity for investors, multi-generational living, or buyers looking for value-add potential.

Location

San Bernardino, San Bernardino County, CA 92405

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Listed by: Misti Hall · Realty ONE Group West

Payment estimate

$3,183

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $41,500 · Loan: $373,500

%
Principal & Interest
$2,295
Property tax (1.25%)
$432
Homeowners insurance
$300
Mortgage insurance
$156
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $14,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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