$535,000
MLS: 26007312
Beds
5
Baths
3
Sq Ft
2,588
Lot
0.15 ac
Year Built
2025
MLS #
26007312
Days on Market
0
Listed
Sep 21, 2026
Description
Welcome to 3439 Christy Avenue, Tucked away on a quiet cul-de-sac in the desireble West Park Community, With a 4.9% assumable loan. this stunning plan is where modern luxury meets everyday comfort. With 5 bedrooms and 3 bathrooms, there's room for everyone. Step inside and you'll immediately feel the warmth of the farmhouse-inspired finishes, blending rustic charm with upscale style. The heart of the home is a gourmet kitchen that's as beautiful as it is functional: sleek quartz countertops, Quill-stained cabinetry, and top-tier stainless-steel appliances make everything from weeknight dinners to weekend entertaining a genuine pleasure. The expansive great room flows effortlessly nearby, creating a natural gathering space for family and friends. The downstairs bedroom is perfect for guests, in-laws, or multigenerational living. Upstairs, a cozy loft offers endless possibilities--a second living area, a home office, a playroom, whatever fits your life. The Primary Suite is your personal retreat, designed for rest and relaxation, while three additional bedrooms give everyone their own space. Luxury vinyl plank flooring brings durability and sophistication to the main living areas, elegant tile adds style and function to the bathrooms, and plush carpeting keeps the bedrooms warm and inviting. In addition this home is equipped with; Whole-home water filtration system, Reverse osmosis system and alkaline dispenser at the kitchen sink. Fully landscaped backyard with over $30,000 in upgrades--your own private outdoor oasis, ready for relaxing or entertaining. This home is truly move-in ready.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Cesar Jimenez · Berkshire Hathaway HomeServices Troth, REALTORS
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,134
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,500 · Loan: $481,500
Average 30-yr fixed rate 6.95% as of Sep 17, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,187
- Property tax (1%)
- $446
- Homeowners insurance
- $300
- Mortgage insurance
- $201
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 17, 2026
- 30-year fixed
- 6.95%
- 15-year fixed
- 6.26%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. Mike Watson is a local Rosamond and Antelope Valley Realtor who handles the Kern County recording and tax differences that out-of-area agents miss. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $18,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Assumable Loan — Lock In a Below-Market Rate+
This Rosamond property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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