34534 Carnation Court
Yucaipa, CA, 92399
$559,990
MLS: SW26125935
Beds
3
Baths
3
Sq Ft
1,860
Lot
0.07 ac
Year Built
2025
MLS #
SW26125935
Days on Market
3
Listed
Jun 9, 2026
Description
** ADDRESS TO THE COTTAGES IS: 12665 4th Street, Yucaipa CA 92399. Welcome to The Cottages at 4th, a charming NEW HOME community in the City of Yucaipa. ** $20,000 BUILDER INCENTIVE THROUGH 4TH OF JULY!!!! Plan 1 features 1,860 sq. ft., 3 bedrooms, 2.5 bathrooms, and a spacious loft in a thoughtfully designed two-story floor plan. The open-concept layout includes a bright great room, an 8-foot sliding glass door to the backyard, and a beautifully appointed kitchen with real wood soft-close cabinetry, quartz countertops, and stainless-steel appliances. Upstairs, the primary suite offers a large walk-in closet and a well-appointed bath with quartz counters and modern lighting. Notable features include included solar, spray foam insulation, LED lighting, pre-set for install of an EV charger, luxury vinyl plank flooring on the first level and in baths, plush carpet in the bedrooms, black hardware finishes, front yard landscaping, and a 14' x 10' concrete backyard patio with options to expand. Situated in an intimate 15-home community, this new construction opportunity blends modern style and energy efficiency. ** Builder incentives available, including closing cost assistance, home upgrades, or a 2-1 buydown starting at 3.75% for year 1, subject to seller approval, lender guidelines, and change without notice.
Location
Yucaipa, San Bernardino County, CA 92399
Open on Google Maps ↗Listed by: James Brennan · Brenson Realty, Inc.
Payment estimate
$4,520
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $55,999 · Loan: $503,991
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,192
- Property tax (1.25%)
- $583
- Homeowners insurance
- $300
- Mortgage insurance
- $210
- HOA dues
- $234
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucaipa home with as little as 3.5% down using an FHA loan — roughly $19,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Yucaipa, CA 92399 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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