347 Emerald Drive
Lake Arrowhead, CA, 92352
$699,999
MLS: 219136541DA
Beds
3
Baths
2
Sq Ft
1,032
Lot
0.12 ac
Year Built
1951
MLS #
219136541DA
Days on Market
163
Listed
Oct 7, 2025
Description
Experience the timeless charm of this beautifully restored vintage cabin, perfectly positioned to capture breathtaking views of Lake Arrowhead, the Pinnacles, and the Deep Creek wilderness beyond. From nearly every room, you'll enjoy sweeping panoramas that bring the outdoors in--right down to your own boat and slip, should you choose to purchase the available dock and boat. Blending classic Old Arrowhead character with thoughtful modern updates, this inviting retreat offers the perfect mix of nostalgia and comfort. The home features two cozy bedrooms plus a versatile loft, currently used as the third bedroom space. Inside, original wood floors, a striking split-granite fireplace, and a handcrafted spiral staircase create a warm, one-of-a-kind atmosphere. Dual-pane windows and updated bathrooms add modern convenience while preserving the cabin's authentic mountain feel. Step outside to relax on either of two outdoor living spaces--a spacious deck on the main level and a lower patio--both offering spectacular lake and mountain views. Whether you're watching the sun rise over the lake, the snow fall on the peaks, or the oaks turn golden in autumn, this home provides a year-round backdrop of natural beauty. Located just up the street from the trail to Emerald Bay, the property offers easy access to nature while remaining only a short drive from Lake Arrowhead Village with its dining, shopping, and recreation. Coveted lake rights are included, completing this true mountain retreat. Seller's loan may be assumable for qualified buyers. Sold furnished and ready to enjoy, this cabin is ideal as a serene escape, an artist's or writer's retreat, or a charming gathering place for family and friends. With expansive views and the option to add a dock and boat--it's a rare opportunity to own the full Lake Arrowhead experience.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: James Newcomb · Windermere Real Estate
Payment estimate
$5,162
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $70,000 · Loan: $629,999
- Principal & Interest
- $3,871
- Property tax (1.25%)
- $729
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $24,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Lake Arrowhead property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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