348 Santa Monica Drive
Oxnard, CA, 93035
(No pictures available yet)
$1,095,000
MLS: SR26093223
Beds
3
Baths
2
Sq Ft
1,670
Lot
0.05 ac
Year Built
1979
MLS #
SR26093223
Days on Market
9
Listed
Apr 29, 2026
Description
Versatile Beachside Living in Silver Strand | Dual Unit Layout Located in the highly desirable Silver Strand Beach community between Los Angeles and Santa Barbara, this unique property offers approximately 1,670 sq ft of coastal living with exceptional flexibility and comfort. Designed with two distinct living spaces, an upstairs residence and a private downstairs unit with separate entrance, this home offers a variety of living options to fit your needs. Whether you are looking for additional space for guests, extended family, or the ability to offset expenses, this layout provides rare versatility near the beach. The upstairs unit showcases an open concept layout with vaulted ceilings, abundant natural light, and expansive windows with custom shutters. The spacious living area flows seamlessly into the kitchen, complete with ample counter space and a convenient breakfast bar, perfect for entertaining or everyday living. Two generously sized bedrooms include an office nook, large closets, and updated flooring. The downstairs unit functions as a fully independent space, featuring a private entrance, remodeled bathroom, kitchenette, and its own living area, offering comfort and privacy for a variety of uses. Recent upgrades include newer roof, newer flooring, and fresh interior paint, providing a clean and modern feel throughout. Additional highlights include a wide driveway, attached 2 car garage, in unit laundry, and a well sized backyard. Just a short walk to the beach, this location offers the ultimate coastal lifestyle with morning walks along the shoreline, ocean air, and relaxed beachside living. Situated in an unincorporated Ventura County area, the property may qualify for short term rental permits, buyer to verify. This is a rare opportunity to own a flexible coastal property in one of Southern California’s most sought after beach communities.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Nathan Butcher · eXp Realty of California Inc.
Payment estimate
$7,996
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $109,500 · Loan: $985,500
- Principal & Interest
- $6,145
- Property tax (1.25%)
- $1,141
- Homeowners insurance
- $300
- Mortgage insurance
- $411
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $38,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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