360 Melrose Drive
Oxnard, CA, 93035
$1,049,000
MLS: V1-32407
Beds
3
Baths
2
Sq Ft
1,498
Lot
0.04 ac
Year Built
1977
MLS #
V1-32407
Days on Market
210
Listed
Sep 18, 2025
Description
First time on the market! Cute two story beach house waiting for your personal touches. Downstairs features a den/flex space with a private entrance and wet bar. Bedroom, bathroom, and laundry hook-ups.Upstairs living room with large balcony to enjoy coastal breezes and gorgeous sunsets. Cozy wood burning stove in corner of living room. Quaint kitchen open to living room. Full bathroom and two bedrooms upstairs as well.Fresh interior and exterior paint. New flooring. New roof. One car garage and plenty of parking in driveway.Walking distance to Silver Strand Beach, close nearby restaurants and Channel Islands Harbor.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Rhyan Burrows · Burrows Real Estate Company
Payment estimate
$7,587
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $104,900 · Loan: $944,100
- Principal & Interest
- $5,801
- Property tax (1.25%)
- $1,093
- Homeowners insurance
- $300
- Mortgage insurance
- $393
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $36,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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