3500 Desert Oak Drive
Palmdale, CA, 93550
$649,000
MLS: GD25218440
Beds
4
Baths
3
Sq Ft
2,840
Lot
0.24 ac
Year Built
2006
MLS #
GD25218440
Days on Market
270
Listed
Sep 16, 2025
Description
Welcome to this beautifully updated 4-bedroom, 3-bathroom home built in 2006, offering privacy, space, and modern upgrades. With only one neighbor to the west and no neighbors directly behind or to the east, this gated property provides a unique sense of seclusion while still being part of a community. Inside, the home features a spacious and open layout. The formal dining and living rooms create inviting spaces for entertaining, while the remodeled kitchen (completed in 2025) boasts modern finishes, a pantry, and an adjacent laundry room for everyday convenience. Half of the home’s windows have been recently replaced, and the brand new rear sliding door brings in natural light and easy backyard access. Upstairs, you’ll find four generously sized bedrooms, including a comfortable primary suite with its own bathroom. With 4 bedrooms and 3 baths spread across two levels, this home is ideal for families of all sizes. Additional features include an attached 2-car garage and a gated entry for added security. With its blend of privacy, comfort, and thoughtful upgrades, this move-in ready Palmdale home is a must-see!
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Listed by: Arsen Sevoian · Rodeo Realty Inc.
Payment estimate
$4,919
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,900 · Loan: $584,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,700
- Property tax (1.25%)
- $676
- Homeowners insurance
- $300
- Mortgage insurance
- $243
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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