Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

3500 Desert Oak Drive

Palmdale, CA, 93550

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$649,000

MLS: GD25218440

Beds

4

Baths

3

Sq Ft

2,840

Lot

0.24 ac

Year Built

2006

MLS #

GD25218440

Days on Market

212

Listed

Sep 16, 2025

Description

Welcome to this beautifully updated 4-bedroom, 3-bathroom home built in 2006, offering privacy, space, and modern upgrades. With only one neighbor to the west and no neighbors directly behind or to the east, this gated property provides a unique sense of seclusion while still being part of a community. Inside, the home features a spacious and open layout. The formal dining and living rooms create inviting spaces for entertaining, while the remodeled kitchen (completed in 2025) boasts modern finishes, a pantry, and an adjacent laundry room for everyday convenience. Half of the home’s windows have been recently replaced, and the brand new rear sliding door brings in natural light and easy backyard access. Upstairs, you’ll find four generously sized bedrooms, including a comfortable primary suite with its own bathroom. With 4 bedrooms and 3 baths spread across two levels, this home is ideal for families of all sizes. Additional features include an attached 2-car garage and a gated entry for added security. With its blend of privacy, comfort, and thoughtful upgrades, this move-in ready Palmdale home is a must-see!

Location

Palmdale, Los Angeles County, CA 93550

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Listed by: Arsen Sevoian · Rodeo Realty Inc.

Payment estimate

$4,808

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $64,900 · Loan: $584,100

%
Principal & Interest
$3,589
Property tax (1.25%)
$676
Homeowners insurance
$300
Mortgage insurance
$243
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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