3501 Bank Street
Bakersfield, CA, 93309
$299,000
Original list price: $305,000
MLS: SB26190148
Beds
3
Baths
1
Sq Ft
1,058
Lot
0.13 ac
Year Built
1950
MLS #
SB26190148
Days on Market
16
Listed
Sep 28, 2026
Description
Corner lot in Park Stockdale with mature trees. 3 bedroom, 1 bath home with wood floors through the living room and all three bedrooms, a wide picture window, and ceiling fans throughout. The kitchen has granite countertops, rich wood cabinetry, a glass tile backsplash, stainless 5-burner gas range, and over-the-range microwave. The bathroom has original midcentury tile and a tub/shower combination. Central air conditioning. Out back is a large concrete patio, built-in brick BBQ, storage shed, and full block wall. Gated side access leads to the attached garage with additional space for a boat or extra vehicles. Near Saunders Park with convenient access to the Centennial Corridor, downtown Bakersfield, and Highway 99.
Location
Bakersfield, Kern County, CA 93309
Open on Google Maps ↗Listed by: Juan Ferrer · Real Brokerage Technologies, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,587
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $29,900 · Loan: $269,100
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,863
- Property tax (1.25%)
- $311
- Homeowners insurance
- $300
- Mortgage insurance
- $112
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $10,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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