3524 Baldwin Avenue B
El Monte, CA, 91731
$589,000
MLS: WS26202608
Beds
3
Baths
3
Sq Ft
1,175
Lot
1.05 ac
Year Built
1985
MLS #
WS26202608
Days on Market
22
Listed
Sep 24, 2026
Description
Beautifully Updated North El Monte Condo — All the Major Updates Already Done. This 3-bedroom, 2.5-bath two-story residence is in a quiet, gated community just minutes from Arcadia and in the heart of the San Gabriel Valley. Extensive upgrades completed in 2024 include a new central A/C system, new roof, new water heater, upgraded bathrooms, new laminate flooring downstairs, new carpet upstairs, fresh interior paint, and new kitchen appliances, making this home truly move-in ready. The bright living room, anchored by a tiled fireplace, flows naturally into the dining area and kitchen, creating a warm and inviting space filled with natural light. French doors open to a private open-air courtyard with plenty of potential for greenery, flowering plants, or even fruit trees. It is perfect for morning coffee, weekend BBQs, and entertaining friends. A spacious downstairs half bath adds convenience for guests. The attached two-car garage opens directly to the courtyard, while the gated community also provides visitor parking for family and friends. Upstairs, the primary bedroom features a high vaulted ceiling, dual closets, and a private ensuite bath. Two additional generously sized bedrooms share an updated full bathroom. Together, the three bedrooms make a bright, restful upstairs for family, guests, or a home office. Ideally located near the 10 and 605 freeways and the El Monte Metrolink station, the home offers quick and easy access to Arcadia, Pasadena, Downtown Los Angeles, and destinations throughout the San Gabriel Valley. The low $250 monthly HOA includes water, trash, gardening, and master insurance, helping keep ownership simple and predictable. With extensive updates, a private courtyard, gated setting, and commuter-friendly location, this move-in-ready home offers comfort, peace of mind, and exceptional value in North El Monte.
Location
El Monte, Los Angeles County, CA 91731
Open on Google Maps ↗Listed by: Jian Jiang · Wetrust Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,055
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $58,900 · Loan: $530,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,670
- Property tax (1.25%)
- $614
- Homeowners insurance
- $300
- Mortgage insurance
- $221
- HOA dues
- $250
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $20,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See El Monte, CA 91731 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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