ActiveSingle Family Residence

3525 E Avenue J3

Lancaster, CA, 93535

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$529,000

MLS: 26002202

Beds

4

Baths

2

Sq Ft

2,360

Lot

0.15 ac

Year Built

2013

MLS #

26002202

Days on Market

37

Listed

Apr 27, 2026

Description

Modern Living with Smart Features & Solar Savings! Built in 2013, this spacious Lancaster home offers an open-concept layout with high ceilings and comfortable living areas. The kitchen is designed for both function and style, featuring quartz countertops, a center island, and abundant cabinetry. The primary suite includes dual walk-in closets and a private en-suite bath with a low-step shower, while both bathrooms offer bidet features. Enjoy laminate flooring, ceiling fans throughout, central heating and air, a tankless water heater, and a cozy fireplace. Smart home technology allows control of the garage, doors, lighting, and thermostat, plus built-in security cameras. Solar panels with low assumable payment (~$90/mo). Backyard includes a covered patio, gas BBQ line, dog run, shed, and scenic desert views. Conveniently located near schools, shopping, and commuter access.

Location

Lancaster, Los Angeles County, CA 93535

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Listed by: Kyndal King · The Real Estate Place

Payment estimate

$3,975

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $52,900 · Loan: $476,100

%
Principal & Interest
$2,925
Property tax (1.25%)
$551
Homeowners insurance
$300
Mortgage insurance
$198
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $18,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Assumable Loan — Lock In a Below-Market Rate

This Lancaster property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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