3544 Orchid Drive
San Bernardino, CA, 92346
$578,639
MLS: IG26077316
Beds
3
Baths
3
Sq Ft
2,117
Lot
0.08 ac
Year Built
2025
MLS #
IG26077316
Days on Market
1
Listed
Apr 10, 2026
Description
The Ballard Plan opens into 9' ceilings and a flex from that can be used as a study, playroom, conversation room or! As you leave your special room, step into your open floor plan at the back of the home, where you'll find a dining area, a great room, and a kitchen with a center island and access to the backyard. Open stair railing will lead you to the second floor where you will find the owner's suite which includes a walk-in closet and an attached bathroom. Upstairs also features a laundry area, two bedrooms and a bathroom with double sinks, as well as a loft. Options included: Quartz counter in kitchen with upgraded cabinets, Upgraded bathrooms' including cultured Marble countertop in restrooms, wood laminate flooring throughout first floor, tile/stone flooring in wet areas and upgraded carpets upstairs, prewire for ceiling fan in each room, gourmet kitchen lights, and more
Location
San Bernardino, San Bernardino County, CA 92346
Open on Google Maps ↗Listed by: Randy Anderson · RICHMOND AMERICAN HOMES
Payment estimate
$4,319
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,864 · Loan: $520,775
- Principal & Interest
- $3,200
- Property tax (1.25%)
- $603
- Homeowners insurance
- $300
- Mortgage insurance
- $217
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $20,252 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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