35562 Date
Yucaipa, CA, 92399
$680,000
MLS: IV26236190
Beds
3
Baths
2
Sq Ft
1,650
Lot
0.19 ac
Year Built
1966
MLS #
IV26236190
Days on Market
3
Listed
Nov 3, 2026
Description
**4% ASSUMABLE RATE!!!** Here is your opportunity to own a beautiful pool home with the potential to take advantage of a low 4% assumable interest rate. This property has been well cared for and thoughtfully upgraded throughout. Step inside and enjoy a comfortable open-concept living space with a beautiful kitchen as the focal point. Upgraded cabinetry, quartz countertops, and accent hardware make this kitchen the perfect gathering spot when hosting family and friends for your favorite holidays. The kitchen also features a convenient butler’s pantry adjacent to the main cooking and entertaining area. The family room offers a great space to relax and gather, featuring a fireplace and a beautiful accent wall with built-in arched display niches. Recessed lighting adds warmth and ambiance, while large dual-pane windows bring in plenty of natural light. There is also a breakfast nook for a quick bite, while the formal dining room just off the kitchen provides a more traditional space to enjoy family meals without the distraction of the TV. The bedrooms are generously sized, and both bathrooms have been remodeled. The hallway bathroom features a tub/shower combination, while the primary bathroom offers a stand-up shower. Step outside and discover your own backyard retreat. The pool creates the perfect setting for entertaining, relaxing, or simply enjoying the peaceful atmosphere Yucaipa has to offer. Thoughtfully arranged outdoor spaces give you plenty of room to sit back and enjoy the quiet setting. The home also features solar panels to help reduce energy costs. The house has new plumbing and an upgraded a/c unit. There is so much more to see and appreciate about this beautiful home. Come take a look—you may find this is exactly what you’ve been waiting for!
Location
Yucaipa, San Bernardino County, CA 92399
Open on Google Maps ↗Listed by: RODRIGO FRANCO · RE/MAX TIME REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,409
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $68,000 · Loan: $612,000
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,146
- Property tax (1.25%)
- $708
- Homeowners insurance
- $300
- Mortgage insurance
- $255
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucaipa home with as little as 3.5% down using an FHA loan — roughly $23,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Yucaipa property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Yucaipa, CA 92399 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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