$599,000
MLS: P1-29241
Beds
3
Baths
2
Sq Ft
1,934
Lot
0.24 ac
Year Built
1958
MLS #
P1-29241
Days on Market
10
Listed
Oct 20, 2026
Description
Coveted Arrowhead Country Club location, nearly 2,000 sq. ft. with expansive living and flexible entertaining spaces, and a fully finished garage conversion with kitchenette and bath distinguish this North San Bernardino property. Set along a picturesque, tree-lined street with mature shade trees, a landscaped center parkway featuring natural rock accents, and well-kept neighboring homes, this residence enjoys the setting of an established North San Bernardino neighborhood. Inside, spacious living and dining areas embrace Southern California's indoor-outdoor lifestyle. The living room features a white-painted brick fireplace and oversized sliding glass doors opening to the covered patio and backyard. The exceptionally spacious dining room offers flexibility beyond traditional dining, with room for entertaining, additional seating, or everyday activities. Sliders in both gathering spaces bring in natural light and create an easy flow outdoors. The updated kitchen combines style and functionality with gray shaker cabinetry, quartz countertops, classic subway tile backsplash, stainless steel appliances, and a center island. Thoughtful upgrades include a pot filler faucet, built-in wine fridge, deep storage drawers, and convenient pull-out shelving. Wood-look flooring and an updated primary en-suite bathroom add to the appeal, with opportunities to personalize other areas over time. One of the property's standout features is the fully finished garage conversion. Vaulted ceilings, exposed wood beams, coordinating flooring, recessed lighting, convenient side yard access, and a dedicated mini-split heating and cooling system give this space character and functionality. With a living area, kitchenette, separate room, bathroom with walk-in shower, and washer/dryer hookups, the layout offers possibilities for a home office, fitness area, guest quarters, or game room.Outside, the spacious lot offers room to entertain, relax, and enjoy Southern California living. A generous covered patio extends the gathering spaces outdoors, while mature landscaping and established greenery create an inviting backdrop for gardening and future improvements. Adding to the neighborhood's appeal, a nearby walking trail and natural open space receiving seasonal mountain runoff provide a scenic setting for outdoor enjoyment. The San Bernardino Mountains, Lake Arrowhead, and Big Bear offer access to year-round recreation.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Norman Kawaguchi · BHHS California Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,823
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,674
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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