$795,000
Original list price: $830,000
MLS: IG26192896
Beds
4
Baths
3
Sq Ft
2,164
Lot
0.23 ac
Year Built
1999
MLS #
IG26192896
Days on Market
46
Listed
Sep 3, 2026
Description
Welcome to Whisper Ranch, where comfort, privacy and an exceptional Home all come together. This beautiful open floor plan, come together in this spacious 4-bedroom, 3-bath home. Set on an approximately 10,000-square-foot lot with no HOA, this property offers an open floor plan and inviting living spaces designed for everyday living and entertaining. Step outside to your own private retreat featuring a recently redone pool and spa, mature landscaping and a charming English-garden-inspired sitting area—perfect for quiet mornings, evening gatherings or simply enjoying Southern California's indoor-outdoor lifestyle. The oversized three-car garage offers even more versatility with an EV charger and dedicated workshop area, while a whole-house generator provides valuable backup power when needed. A separate dog run adds another thoughtful convenience. Located in the established and desirable Whisper Ranch neighborhood, this home offers a rare combination of outdoor living, privacy, garage space and practical amenities—all without the restrictions of an HOA. If you've been looking for a home with room to live, entertain, work and unwind, this one deserves a closer look.
Location
Yucaipa, San Bernardino County, CA 92399
Open on Google Maps ↗Listed by: Michelle Reifel · COLDWELL BANKER KIVETT-TEETERS
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,302
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,500 · Loan: $715,500
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,876
- Property tax (1.25%)
- $828
- Homeowners insurance
- $300
- Mortgage insurance
- $298
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Yucaipa home with as little as 3.5% down using an FHA loan — roughly $27,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Yucaipa, CA 92399 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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