3656 S Shale Avenue
Ontario, CA, 91761
$725,000
MLS: TR26225359
Beds
4
Baths
3
Sq Ft
2,067
Lot
0.07 ac
Year Built
2023
MLS #
TR26225359
Days on Market
3
Listed
Oct 21, 2026
Description
Welcome to this inviting 4-bedroom, 3-bath home in a fantastic Ontario community! Paid off solar panels. A thoughtfully designed layout features a downstairs bedroom and full bathroom, offering flexibility for guests or multigenerational living. Upgraded flooring and custom curtains add style throughout, while an additional upstairs loft provides versatile space for a home office, playroom, or second living area. A convenient upstairs laundry room makes everyday living easier. Enjoy a generously sized backyard with fruit trees and mountain views—an ideal setting for relaxing, entertaining, or dining outdoors. The community offers multiple parks, a tot lot, playground, pool and spa, plus a pool house with restrooms, changing rooms, outdoor showers, and cabanas. Don’t miss this wonderful opportunity to enjoy a comfortable home in an amenity-rich community!
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Haifang Li · RE/MAX Galaxy
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,039
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $72,500 · Loan: $652,500
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,482
- Property tax (1.25%)
- $755
- Homeowners insurance
- $300
- Mortgage insurance
- $272
- HOA dues
- $230
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $25,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91761 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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