3695 Holly Vista Drive
Highland, CA, 92346
$580,000
MLS: AR26142407
Beds
4
Baths
2
Sq Ft
2,120
Lot
0.24 ac
Year Built
1978
MLS #
AR26142407
Days on Market
109
Listed
Jul 6, 2026
Description
Imagine purchasing this home with a 4.750% interest rate! Buyer must qualify with the original lender, assume the existing loan balance and bring cash for the remaining sales price and escrow costs. This may be the opportunity you have been waiting for. Welcome to your home in the tranquil Upper Highland neighborhood, north of East Highland Avenue and Piedmont Drive. This home is minutes from entertainment at the Yaamava’ Resort and Casino. Legally a four-bedroom home, currently configured as a three bedroom with an open office. The open-concept kitchen features a butcher block center island and flows seamlessly into the living room and family room, creating an inviting space for entertaining. On cooler evenings, relax by the fireplace with friends and family. Designed for comfort and efficiency, the home includes a newer HVAC system, a fully paid-off Tesla solar system, and an energy-efficient hybrid water heater with a thermal expansion tank to help reduce utility costs. Outside, unwind in the above-ground spa while enjoying the peaceful surroundings. Enjoy stunning city and sunset views from the patio, along with a panoramic view of the valley. The expansive lower yard offers endless possibilities for greenery, a vegetable garden, or additional outdoor living space. Several neighboring properties have added swimming pools, offering inspiration for future improvements. Buyers are encouraged to conduct their own due diligence and consult with the appropriate governmental agencies regarding any planned improvements. Additional features include a security gate at the front entry for added peace of mind, helping prevent pets from accidentally wandering outside. This hillside home offers privacy while remaining conveniently close to shopping, dining, schools, and other local amenities.
Location
Highland, San Bernardino County, CA 92346
Open on Google Maps ↗Listed by: Camelia Vera · High Ten Partners, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,707
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $58,000 · Loan: $522,000
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,586
- Property tax (1.25%)
- $604
- Homeowners insurance
- $300
- Mortgage insurance
- $218
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Highland home with as little as 3.5% down using an FHA loan — roughly $20,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Highland, CA 92346 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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