3101 Peninsula Road 101
Oxnard, CA, 93035
(No pictures available yet)
$649,000
MLS: 225005330
Beds
2
Baths
2
Sq Ft
1,071
Lot
0.02 ac
Year Built
1974
MLS #
225005330
Days on Market
144
Listed
Oct 23, 2025
Description
Experience the magic of coastal living. Whether you make it your full time residence, rental or as a vacation retreat, welcome home to this wonderful remodeled and move in ready rarely available 2 bed 2 bath waterfront home. Channel Islands Waterfront Homes are located on a peninsula in the Channel Islands Harbor. Gorgeous, upgraded kitchen with quartz counters, re-done cabinets with decorative handles/pulls, recessed lights, beautiful sub tile backsplash and gorgeous porcelain wood like floors and osmosis water filter system, with a new garbage disposal in 2024 and newer built in microwave. Beautiful redone crown molding and baseboards add a touch of elegance and craftsmanship throughout the home. Both bathrooms have been thoughtfully updated with stylish new vanities, modern fixtures, porcelain wood like floors and fresh finishes. New bedroom and bathroom doors. Step out onto your balcony and feel the ocean breeze as you take in the waterfront view. Watch sailboats gently glide into the marina as the sky transforms with the colors of a breathtaking sunset. Your daily escape into coastal serenity. Enjoy the wonderful amenities that The Channel Island Waterfront Homes offer. This resort-style community offers membership to a Private Marina Club featuring heated pool and spa, fitness center with sauna, tennis and pickleball courts, a luxurious clubhouse, and ample guest parking, 2 additional pools (each bldg has their own pool), and private building entrance with elevator and 2 parking spaces in the private underground parking garage. Enjoy the Concerts in the Park by the Sea at Harber View Park, the Annual Holiday Parade of Lights in the Channel Island Harbor, scenic beach walking and biking paths, dog friendly beaches, variety of dining, shopping and weekly farmer's market, sport fishing and boating adventures. Exciting new waterfront development is underway on Peninsula next door - which include a luxury hotel waterfront restaurant and a new yacht marina adding more value to this wonderful community. So why wouldn't you want to come home each day to the beauty of coastal marina living, where ocean breezes, waterfront views and relaxed lifestyle await you?
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Judy Williams · Keller Williams Westlake Village
Payment estimate
$4,858
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,900 · Loan: $584,100
- Principal & Interest
- $3,638
- Property tax (1.25%)
- $676
- Homeowners insurance
- $300
- Mortgage insurance
- $243
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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