37422 Morning Circle
Palmdale, CA, 93550
$429,999
MLS: 26000362
Beds
4
Baths
2
Sq Ft
1,277
Lot
0.15 ac
Year Built
1987
MLS #
26000362
Days on Market
97
Listed
Jan 14, 2026
Description
Located in a desirable East Palmdale neighborhood sits this well-maintained single-story 4-bed/2-bath home offering tremendous pride of ownership & functional layout. The title shows 1,277 sq.ft. of living space, not including the bonus room created from one of the original garage bays. The converted space includes a closet, making it an ideal 4th bedroom, office, guest room, recreation space, or flex-use area. Buyer to verify all square footage and permits to their satisfaction. The home features a 3-car driveway and 3-car garage, with two parking bays remaining for secure parking/storage and one bay converted to living space. The low-maintenance rear yard offers privacy with room for entertaining, gardening, or future outdoor improvements. Located on a quiet residential street surrounded by other well-kept properties. The home is being sold AS-IS, presenting excellent value for both first-time buyers and investors.
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Listed by: Youssef Neseem · One Team Real Estate
Payment estimate
$3,360
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,000 · Loan: $386,999
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,451
- Property tax (1.25%)
- $448
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $15,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93550 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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