37422 Morning Circle
Palmdale, CA, 93550
$429,999
MLS: 26000362
Beds
4
Baths
2
Sq Ft
1,277
Lot
0.15 ac
Year Built
1987
MLS #
26000362
Days on Market
97
Listed
Jan 14, 2026
Description
Located in a desirable East Palmdale neighborhood sits this well-maintained single-story 4-bed/2-bath home offering tremendous pride of ownership & functional layout. The title shows 1,277 sq.ft. of living space, not including the bonus room created from one of the original garage bays. The converted space includes a closet, making it an ideal 4th bedroom, office, guest room, recreation space, or flex-use area. Buyer to verify all square footage and permits to their satisfaction. The home features a 3-car driveway and 3-car garage, with two parking bays remaining for secure parking/storage and one bay converted to living space. The low-maintenance rear yard offers privacy with room for entertaining, gardening, or future outdoor improvements. Located on a quiet residential street surrounded by other well-kept properties. The home is being sold AS-IS, presenting excellent value for both first-time buyers and investors.
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Listed by: Youssef Neseem · One Team Real Estate
Payment estimate
$3,287
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,000 · Loan: $386,999
- Principal & Interest
- $2,378
- Property tax (1.25%)
- $448
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $15,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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