38621 Puerta
Palmdale, CA, 93550
$390,000
Original list price: $399,999
MLS: DW26076530
Beds
3
Baths
2
Sq Ft
1,122
Lot
0.19 ac
Year Built
1956
MLS #
DW26076530
Days on Market
64
Listed
Apr 9, 2026
Description
Great opportunity in Palmdale! This 3-bedroom, 2-bath home features an updated kitchen and a recently installed roof. The property offers strong potential for buyers looking to add their own cosmetic touches and build equity. Conveniently located near restaurants, shopping, and a local high school, making everyday errands and commuting simple. Whether you’re a first-time buyer, investor, or someone looking for a home with upside, this property offers a solid foundation with room to make it your own.
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Listed by: Oliver Castaneda · Excellence Premier Real Estate
Payment estimate
$3,076
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,000 · Loan: $351,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,223
- Property tax (1.25%)
- $406
- Homeowners insurance
- $300
- Mortgage insurance
- $146
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $13,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93550 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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