37608 Ribbon
Palmdale, CA, 93552
$499,777
Original list price: $530,000
MLS: SR26019491
Beds
4
Baths
2
Sq Ft
1,860
Lot
0.16 ac
Year Built
1997
MLS #
SR26019491
Days on Market
61
Listed
Jan 28, 2026
Description
BOOMMM! PRICE REDUCTION!!Beautiful 4bedroom 2bath home. Updated waterproof Laminate flooring throughout. The open and airy layout features a living room, formal dining area, and a separate family room complete with a fireplace. The well-appointed kitchen includes granite countertop, abundant cabinet and workspace. The spacious primary suite offers a walk-in closet with built-ins, ceiling fan, direct backyard access, and a tastefully upgraded private bathroom with granite countertop and modern fixtures. Three additional bedrooms, a full hall bathroom, laundry room, and direct-access two-car garage complete the home. Conveniently located near schools, parks, and shopping.
Location
Palmdale, Los Angeles County, CA 93552
Open on Google Maps ↗Also listed on GAVAR · MLS# 26000865
Listed by: Maria Garcia Ceja · Mission Real Estate
Payment estimate
$3,845
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,978 · Loan: $449,799
- Principal & Interest
- $2,837
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $17,492 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93552 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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