PendingSingleFamilyResidence

37608 Ribbon

Palmdale, CA, 93552

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$499,777

MLS: SR26019491

Beds

4

Baths

2

Sq Ft

1,860

Lot

0.16 ac

Year Built

1997

MLS #

SR26019491

Days on Market

61

Listed

Jan 28, 2026

Description

BOOMMM! PRICE REDUCTION!!Beautiful 4bedroom 2bath home. Updated waterproof Laminate flooring throughout. The open and airy layout features a living room, formal dining area, and a separate family room complete with a fireplace. The well-appointed kitchen includes granite countertop, abundant cabinet and workspace. The spacious primary suite offers a walk-in closet with built-ins, ceiling fan, direct backyard access, and a tastefully upgraded private bathroom with granite countertop and modern fixtures. Three additional bedrooms, a full hall bathroom, laundry room, and direct-access two-car garage complete the home. Conveniently located near schools, parks, and shopping.

Location

Palmdale, Los Angeles County, CA 93552

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Listed by: Maria Garcia Ceja · Mission Real Estate

Payment estimate

$3,772

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $49,978 · Loan: $449,799

%
Principal & Interest
$2,764
Property tax (1.25%)
$521
Homeowners insurance
$300
Mortgage insurance
$187
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $17,492 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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