3772 Elm
San Bernardino, CA, 92404
$928,950
MLS: CV26027724
Beds
4
Baths
3
Sq Ft
2,944
Lot
0.59 ac
Year Built
2005
MLS #
CV26027724
Days on Market
1
Listed
Feb 6, 2026
Description
Beautiful and truly unique property located on a private road at the base of the San Bernardino Mountains. This spacious two-story home offers 4 bedrooms and 3 bathrooms, with a convenient downstairs bedroom and three bedrooms upstairs—ideal for flexible living arrangements. The primary suite is open and airy, featuring a relaxing sitting area and a private ensuite bathroom. An upstairs indoor laundry room adds everyday convenience. Also upstairs is a TV or bonus room with access to a balcony overlooking the backyard, perfect for enjoying peaceful views. Downstairs, the home features a formal living and dining room, a separate family room, and a well-appointed kitchen with ample cabinet space. Two sets of French doors open to a luxurious backyard oasis complete with an in-ground pool, ideal for entertaining or relaxing. The property is equipped with a private water well servicing the pool, while the main home is connected to city water. Additional features include a utility/storage room off the garage and a ½-acre lot with beautifully landscaped front and back yards. Enjoy city light views from the front and mountain views from the rear—this exceptional home offers privacy, space, and scenery. Truly a pleasure to see.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Stacy McQueen · FIRST TEAM REAL ESTATE
Payment estimate
$6,753
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $92,895 · Loan: $836,055
- Principal & Interest
- $5,137
- Property tax (1.25%)
- $968
- Homeowners insurance
- $300
- Mortgage insurance
- $348
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $32,513 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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