3772 Elm
San Bernardino, CA, 92404
$819,000
Original list price: $928,950
MLS: CV26027724
Beds
4
Baths
3
Sq Ft
2,944
Lot
0.59 ac
Year Built
2005
MLS #
CV26027724
Days on Market
197
Listed
Feb 6, 2026
Description
Beautiful and truly unique property located on a private road at the base of the San Bernardino Mountains. This spacious two-story home offers 4 bedrooms and 3 bathrooms, with a convenient downstairs bedroom and three bedrooms upstairs—ideal for flexible living arrangements. The primary suite is open and airy, featuring a relaxing sitting area and a private ensuite bathroom. An upstairs indoor laundry room adds everyday convenience. Also upstairs is a TV or bonus room with access to a balcony overlooking the backyard, perfect for enjoying peaceful views. Downstairs, the home features a formal living and dining room, a separate family room, and a well-appointed kitchen with ample cabinet space. Two sets of French doors open to a luxurious backyard oasis complete with an in-ground pool, ideal for entertaining or relaxing. The property is equipped with a private water well servicing the pool, while the main home is connected to city water. Additional features include a utility/storage room off the garage and a ½-acre lot with beautifully landscaped front and back yards. Enjoy city light views from the front and mountain views from the rear—this exceptional home offers privacy, space, and scenery. Truly a pleasure to see.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Stacy McQueen · FIRST TEAM REAL ESTATE
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,192
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $81,900 · Loan: $737,100
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,732
- Property tax (1.25%)
- $853
- Homeowners insurance
- $300
- Mortgage insurance
- $307
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $28,665 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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