$798,000
MLS: TR26189424
Beds
6
Baths
3
Sq Ft
1,867
Lot
0.10 ac
Year Built
1988
MLS #
TR26189424
Days on Market
30
Listed
Sep 14, 2026
Description
Tucked inside a quiet, gated El Monte community defined by stability and privacy, this standalone residence delivers comfortable living and excellent upside potential. The highlight of the home is a private backyard swimming pool, ideal for warm-weather relaxation, outdoor dining, and weekend leisure with friends and family. Daily errands and regional commutes are remarkably convenient thanks to quick access to the 10 and 605 freeways, as well as a dense hub of nearby grocers, diverse dining destinations, and retail plazas. Featuring flexible living spaces adaptable to various lifestyle needs, this versatile property represents a fantastic opportunity for first-time buyers and savvy investors alike. The owner converted the original downstairs half-bathroom into a full bathroom and added two downstairs bedrooms without building permits.
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: Kevin Zhang · Universal Elite Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,553
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $79,800 · Loan: $718,200
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,973
- Property tax (1.25%)
- $831
- Homeowners insurance
- $300
- Mortgage insurance
- $299
- HOA dues
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $27,930 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See El Monte, CA 91732 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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