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ActiveSingleFamilyResidence

3800 Ruidosa

Yucca Valley, CA, 92284

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$375,000

Original list price: $395,000

MLS: PW26187003

Beds

3

Baths

2

Sq Ft

1,176

Lot

0.47 ac

Year Built

1982

MLS #

PW26187003

Days on Market

64

Listed

Aug 29, 2026

Description

PRICE REDUCED...Multiple financing options/programs may be available to qualified buyers based on property location and buyer eligibility. Contact listing agent for details and lender/program information. Desert living with room to breathe in this 3-bedroom home on nearly half acre of land and to enjoy the High Desert lifestyle. Step into a bright, welcoming interior filled with natural light. The open-concept living and staged kitchen area creates an easy flow for everyday living and entertaining, while the updated kitchen features sleek modern appliances, a center island and a convenient pantry. The home offers three bedrooms (staged master bedroom) and two bathrooms, providing flexibility for a staged family room, home office, guests or a weekend desert retreat. Central air and heating offer year-round comfort. Outside, the property really sets itself apart. The 20,384-square foot lot offers space to garden, play, entertain, create an outdoor living space, or simply enjoy the privacy and openness that comes with owing nearly half an acre. The fenced yard also provides a space for a great fire pit, outdoor activities and all the family pets. An attached two-car garage adds valuable storage, workshop or space for desert toys. Located in an established Yucca Valley neighborhood, this property offers a compelling blend of comfort, generous land, practical amenities, and the relaxed High Desert lifestyle.

Location

Yucca Valley, San Bernardino County, CA 92284

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Listed by: Carolyn Mercurio · Millennium Realty Group

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$3,131

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,500

%

Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,300
Property tax (1.25%)
$391
Homeowners insurance
$300
Mortgage insurance
$141
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Oct 29, 2026

30-year fixed
7.24%
15-year fixed
6.60%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92284 (Yucca Valley)within ±10% of this home's price and size.

Local Market Stats

See Yucca Valley, CA 92284 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.