38145 Lido Dr Drive
Palmdale, CA, 93552
$498,999
MLS: 25008030
Beds
4
Baths
3
Sq Ft
1,979
Lot
0.16 ac
Year Built
1989
MLS #
25008030
Days on Market
224
Listed
Oct 16, 2025
Description
Motivated Seller! Luxury multi-generational SFV living This beautifully maintained home is move-in ready! exceptionally clean, it features numerous upgrades including new blinds, carpet, and elegant drapes that will remain with the home. As you enter, the tile flooring and inviting atmosphere create an immediate sense of calm and comfort. The spacious backyard offers a large covered patio surrounded by Apple trees, two peach trees, grapes, tuna fruits and backyard is fully cemented.
Location
Palmdale, Los Angeles County, CA 93552
Open on Google Maps ↗Also listed on CRMLS · MLS# SR26030031
Listed by: Wilmer Pineda · Z Real Estate
Payment estimate
$3,840
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,099
- Principal & Interest
- $2,833
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93552 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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