ActiveTownhouse

3818 Durfee 4

El Monte, CA, 91732

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$608,000

MLS: WS26067248

Beds

3

Baths

3

Sq Ft

1,198

Lot

0.85 ac

Year Built

1981

MLS #

WS26067248

Days on Market

22

Listed

Mar 28, 2026

Description

Gated Community in North El Monte. Easy access to 10 and 605 freeways right around the corner!!! Property in newer updated condition. End unit with one common wall! Direct garage access to unit!!! Close to major shops and restaurants!

Location

El Monte, Los Angeles County, CA 91732

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Listed by: Peter Li · IDEAL REALTY

Payment estimate

$4,523

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $60,800 · Loan: $547,200

%
Principal & Interest
$3,362
Property tax (1.25%)
$633
Homeowners insurance
$300
Mortgage insurance
$228
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $21,280 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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