4612 Peck D
El Monte, CA, 91732
$599,000
MLS: AR26042293
Beds
3
Baths
3
Sq Ft
1,379
Lot
1.03 ac
Year Built
2017
MLS #
AR26042293
Days on Market
53
Listed
Feb 25, 2026
Description
There’s something comforting about driving through the gates and knowing you’re home. Welcome to this newer construction townhome tucked privately within a gated community in the heart of El Monte, where convenience meets quiet everyday living. As you walk along the landscaped pathway and approach the charming brick-accented entrance, the home immediately feels warm and grounded. Inside, natural light pours through dual-pane windows and fills an open-concept living and dining space designed for both comfort and connection. High ceilings create an airy feel, while the thoughtful layout allows for seamless flow whether you're hosting friends or simply enjoying a quiet evening in. The kitchen is practical and inviting, featuring granite countertops, generous cabinetry, and ample prep space — ready for weeknight dinners, weekend gatherings, and everything in between. Upstairs, three spacious bedrooms offer privacy and calm, including a primary suite with an en-suite bathroom and walk-in closet that feels like your own retreat at the end of the day. With 2.5 bathrooms, the layout is ideal for both daily functionality and hosting guests comfortably. Downstairs, the direct-access attached two-car garage provides the kind of security and convenience that makes daily life easier — extra storage, private entry, and protection from the elements. Central A/C and heating ensure year-round comfort, and the well-maintained gated complex adds an extra layer of peace of mind. The HOA fee thoughtfully includes water, trash, and exterior maintenance - helping simplify ownership. Step outside and you’re minutes from everything that makes the San Gabriel Valley so desirable. Quick access to the 10 & 605 freeways. Arcadia, Temple City, and Downtown El Monte are just a short drive away. Whittier Narrows Recreation Area is only about five miles from your door — offering trails, lakes, and open space whenever you need a reset. Commuting is simple. This is the kind of property that blends lifestyle and location — ideal for first-time homebuyers, growing families, or investors seeking a strong rental opportunity in El Monte. Newer construction, gated community living, attached two-car garage, move-in ready condition, central location — the boxes are checked, but the feeling is what truly matters. Some homes are listings. Others feel like the start of something new. This one is ready. P.S. The bonus room in the garage is not included in the property sqft.
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: Stephen Eng · Universal Elite Realty
Payment estimate
$4,461
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100
- Principal & Interest
- $3,312
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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