38239 Lone Tree Court
Palmdale, CA, 93550
$424,999
MLS: 26003966
Beds
3
Baths
3
Sq Ft
1,854
Lot
26.08 ac
Year Built
2007
MLS #
26003966
Days on Market
3
Listed
May 18, 2026
Description
Welcome to your dream home! Nestled in one of Palmdale's most prestigious gated communities, 38239 Lonetree offers the perfect blend of suburban luxury, versatility, and urban convenience. This exceptional corner-lot property features 3 spacious bedrooms, 2.5 bathrooms, and 2 additional bonus rooms, providing a masterfully designed floor plan that effortlessly adapts to your lifestyle.Whether you are a first-time homebuyer looking to plant deep roots or someone seeking the multi-generational comfort of a downstairs bedroom setup, this residence delivers on every front.Location is everything, and this property sits in a highly secure, meticulously maintained neighborhood guarded by 24-hour security. The resort-style enclave boasts beautifully manicured green parks and premium barbecue/picnic areas ideal for weekend gatherings. Positioned perfectly on a prime corner lot, this home sits directly adjacent to one of the community's most beautiful parks, giving you expansive views and extra privacy. You get the feel of a massive backyard oasis without any of the maintenance.Best of all, the home offers an unbeatable central location. You are within easy walking distance of major shopping centers, diverse dining options, and local amenities, while enjoying quick, seamless access to nearby freeways for effortless commuting.Inside, the home balances open-concept entertaining areas with quiet, functional spaces. The ground floor features a bright living room, dining area, and a gourmet kitchen with ample counter space. Crucially for accessibility, the layout offers a highly convenient downstairs bedroom capability and a half-bath, perfect for guests or multi-generational living. The first of two large bonus rooms sits on this level, serving as an ideal home office, personal gym, or kids playroom. The upper level houses the private quarters, led by a luxurious primary master suite complete with a massive walk-in closet and a full en-suite bath. Two additional bright bedrooms
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Listed by: Jose Navas Ampuero · Ethos International Real Estate
Payment estimate
$3,285
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,499
- Principal & Interest
- $2,383
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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