3825 American Elm Road
San Bernardino, CA, 92407
$653,000
MLS: P1-26724
Beds
3
Baths
3
Sq Ft
2,336
Lot
0.11 ac
Year Built
2007
MLS #
P1-26724
Days on Market
2
Listed
Apr 19, 2026
Description
Step inside this beautiful two-story home, perfectly situated on a peaceful suburban street in Fontana. CA. From the moment you arrive, you'll be captivated by its charming facade, manicured front yard. As you enter through the front door, you're welcomed into a light-filled and inviting space, designed for both comfort and functionality.The ground floor features a spacious family room that flows effortlessly into a dedicated dining area, creating an ideal setting for entertaining friends or enjoying cozy evenings. The modern kitchen, conveniently adjacent to the dining space, offers a seamless transition from meal preparation to shared moments.Retreat to the second level, where you'll find three restful bedrooms. This includes a primary suite that provides a perfect sanctuary at the end of the day. With three bathrooms and a two-car garage, this home offers the convenience and modern amenities that fit today's busy lifestyle.See instructions for showings: Schedule your tours according to the showing instructions and see for yourself why this home is the perfect blend of style and substanceThe subject property is tenant occupied. Please, do not disturb the tenants
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Anthony De Johnette · Provident Real Estate Sales
Payment estimate
$4,836
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,300 · Loan: $587,700
- Principal & Interest
- $3,611
- Property tax (1.25%)
- $680
- Homeowners insurance
- $300
- Mortgage insurance
- $245
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $22,855 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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