ActiveSingleFamilyResidence

38264 Hillcrest Drive

Palmdale, CA, 93551

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$539,000

MLS: SR26104338

Beds

3

Baths

3

Sq Ft

2,582

Lot

0.17 ac

Year Built

1994

MLS #

SR26104338

Days on Market

0

Listed

May 13, 2026

Description

VIEWS! + Quick access to the 14 freeway. Welcome to this beautiful Palmdale retreat, perfectly situated on a quiet cul-de-sac and offering breathtaking scenic views. This incredibly versatile floor plan features 3 bedrooms plus a massive loft, thoughtfully designed to accommodate a variety of modern lifestyles. A highly sought-after full bedroom and bathroom are conveniently located on the main level. This rare layout makes the home a fantastic opportunity for multi-generational living, hosting overnight guests, or setting up a secluded home office. Head upstairs to discover a fresh, move-in-ready feel with brand-new carpet and upgraded flooring throughout the second level. The expansive loft provides the ultimate flex space—perfect for a secondary family room, a media center, or a play area. Located right next to the mall, grocery stores, gas stations, and a hospital. Enjoy enhanced day-to-day luxury and peace of mind with a premium whole-house water purification system, ensuring high-quality water from every faucet. Blending flexible living spaces, peaceful cul-de-sac privacy, and beautiful local vistas, this property is a true must-see.

Location

Palmdale, Los Angeles County, CA 93551

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Listed by: Kathy Watterson · RE/MAX of Santa Clarita

Payment estimate

$4,088

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $53,900 · Loan: $485,100

%
Principal & Interest
$3,025
Property tax (1.25%)
$561
Homeowners insurance
$300
Mortgage insurance
$202
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 7, 2026

30-year fixed
6.37%
15-year fixed
5.72%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

Palmdale, CA in context

Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.

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Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $18,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Palmdale, CA 93551 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.