38638 Annette Avenue
Palmdale, CA, 93551
$565,000
MLS: CV26111528
Beds
3
Baths
3
Sq Ft
2,344
Lot
0.18 ac
Year Built
2000
MLS #
CV26111528
Days on Market
4
Listed
May 24, 2026
Description
Welcome to this beautiful 3-bedroom, 2.5-bath home offering a spacious and free-flowing open floor plan. The seamless layout connects the living room, dining area, family room with fireplace, and kitchen — perfect for both everyday living and entertaining. Upstairs features a versatile loft area along with a huge master suite designed for comfort and relaxation. The home sale also includes a washer and dryer, pool table, and two TVs, making it move-in ready with added value. Surrounded by mature trees in the front and even more throughout the backyard, you’ll enjoy plenty of natural shade and a peaceful outdoor setting. The well-designed front landscaping with decorative rock accents adds to the home’s curb appeal. Don’t miss this incredible opportunity to own a beautiful home with space, comfort, and character.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Kenneth Ogbogu · BRITEWAY INVESTMENTS
Payment estimate
$4,325
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $56,500 · Loan: $508,500
- Principal & Interest
- $3,224
- Property tax (1.25%)
- $589
- Homeowners insurance
- $300
- Mortgage insurance
- $212
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 28, 2026
- 30-year fixed
- 6.53%
- 15-year fixed
- 5.87%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $19,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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