ActiveSingleFamilyResidence

3829 W Bodega

San Bernardino, CA, 92407

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$629,000

MLS: IV26067478

Beds

3

Baths

2

Sq Ft

1,997

Lot

0.11 ac

Year Built

2022

MLS #

IV26067478

Days on Market

1

Listed

Mar 30, 2026

Description

Welcome home! This immaculate single-story house, located in a quiet gated community, was recently built in 2022. It has a split floor plan with the primary bedroom separated from the two secondary bedrooms, creating an extra sense of privacy. If a fourth bedroom is needed, the office can provide that extra space for a renovation project. The great room is an amazing, open area to host gatherings and it leads directly out to a beautiful covered patio to enjoy shaded dining. While sitting in your low maintenance backyard, you can appreciate the extra privacy with having no rear neighbors behind you. This house comes equipped with a 12-panel solar system that will be paid off by the seller IN FULL at closing. There's also no need to store your RV at an off-site location anymore! Within the neighborhood, there is a secondary gated parking lot just for RV storage for an additional fee. This location is truly fantastic for easy commuting and local freeway access. Be sure to book your showing appointment before this home is gone!

Location

San Bernardino, San Bernardino County, CA 92407

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Listed by: JENNIFER RAMSTAD · REALTY MASTERS & ASSOCIATES

Payment estimate

$4,669

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $62,900 · Loan: $566,100

%
Principal & Interest
$3,478
Property tax (1.25%)
$655
Homeowners insurance
$300
Mortgage insurance
$236
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $22,015 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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