38342 5th W
Palmdale, CA, 93551
$479,000
Original list price: $499,000
MLS: SR26018745
Beds
3
Baths
2
Sq Ft
1,772
Lot
0.16 ac
Year Built
1980
MLS #
SR26018745
Days on Market
134
Listed
Jan 26, 2026
Description
Experience the best of Palmdale West in this exceptional single-family home. This beautiful home is situated in a cul-de-sac with 3 bedrooms, 2 baths, and a loft. Bedrooms are all on one level. Please note that the loft is on the second level. This property combines functionality with luxury. Highlights include numerous fruit trees, air conditioning, a solar system, a water softener, vaulted ceilings, and a spacious yard perfect for entertaining. Additional amenities such as a 2-car garage with epoxy garage flooring, a fireplace in the loft area, or a game room, a kitchen overlooks side yard with a breakfast area, tankless water heater make this home both desirable and move-in ready for its next family. Call the listing agent to set up a showing.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Hilda Sarkisyan · Keller Williams VIP Properties
Payment estimate
$3,698
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,900 · Loan: $431,100
- Principal & Interest
- $2,719
- Property tax (1.25%)
- $499
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $16,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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