279 Galveston Lane
Palmdale, CA, 93551
$460,000
MLS: 26003717
Beds
3
Baths
3
Sq Ft
1,961
Lot
0.77 ac
Year Built
2021
MLS #
26003717
Days on Market
75
Listed
May 8, 2026
Mello-Roos / CFD special assessment. This property is flagged in the MLS as having a Mello-Roos or Community Facilities District assessment. It is added to your annual property taxes and does not reset when the home is sold. Confirm the exact amount with the county or listing agent before writing an offer.
Description
Ask about the FHA with 2.75% Assumable Rate. Approximate loan balance $365K. Seller will consider this option with a serious buyer. PRIME LOCATION + STYLISH LIVING! Welcome to this beautifully maintained 2-story townhouse offering the perfect blend of comfort, convenience, and modern upgrades! Featuring 3 bedrooms, 3 bathrooms, and nearly 2,000 sq ft of living space, this home truly offers it all. Step inside to an open-concept floor plan filled with natural light from the abundance of windows throughout the home. The spacious kitchen is designed for both everyday living and entertaining, complete with quartz countertops, ample cabinet space, and a functional layout that flows seamlessly into the living and dining areas. Upstairs, the oversized primary suite offers plenty of room to relax, along with a large walk-in closet. The additional bedrooms are connected by a convenient Jack-and-Jill bathroom setup, perfect for family or guests. Enjoy the benefits of leased solar to help save on electricity costs, with the lease transferable to the new buyer. The backyard has been thoughtfully upgraded with low-maintenance turf, DG rock, and pavers, creating the perfect outdoor space to enjoy year-round. Additional highlights include an attached 2-car garage and a very low HOA of only $200/month. Ideal for first-time home buyers or buyers looking to upgrade! Conveniently located near shopping, the mall, restaurants, and with easy freeway access for commuters. This is one you do not want to miss!
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Also listed on CRMLS · MLS# SR26100405
Listed by: Christopher Soto · Century 21 Masters
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,609
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,000 · Loan: $414,000
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,658
- Property tax (1.25%)
- $479
- Homeowners insurance
- $300
- Mortgage insurance
- $173
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. As a local Palmdale Realtor since 2005, Mike Watson knows how Rancho Vista, Anaverde, and the east-side tracts price out and which ZIP fits your budget. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $16,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Palmdale property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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