38553 4th Street East
Palmdale, CA, 93550
$345,000
MLS: 25008747
Beds
3
Baths
2
Sq Ft
1,288
Lot
0.19 ac
Year Built
2006
MLS #
25008747
Days on Market
163
Listed
Nov 17, 2025
Description
City of Palmdale's Permanent Local Housing Allocation (PLHA) to assist a low-income family with down payment assistance for purchasing property. Buyer MUST meet 80% income limit for HUD Area Median Income and provide 1% of the down payment funds. (NOTE: This property is ONLY available to buyers who are qualified for the program). Nice 3+2 located in established neighborhood close to all amenities with easy freeway access. This home features new garage door, roof repair, new air conditioner and interior and exterior paint. Please contact listing agent for offer process details.
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Listed by: Marvin McKinnon · Keller Williams Realty A.V.
Payment estimate
$2,697
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,500 · Loan: $310,500
- Principal & Interest
- $1,908
- Property tax (1.25%)
- $359
- Homeowners insurance
- $300
- Mortgage insurance
- $129
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $12,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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