38595 Talbot Drive
Big Bear Lake, CA, 92315
$1,395,000
MLS: CV26185506
Beds
4
Baths
3
Sq Ft
2,677
Lot
0.18 ac
Year Built
1986
MLS #
CV26185506
Days on Market
59
Listed
Aug 26, 2026
Description
Welcome to your lakeview mountain retreat, just steps away from the shore of Big Bear Lake where your very own boat slip awaits you! Located on Big Bear's favorite wind-protected, deep-water cove, Papoose Bay, you'll have easy access to what many consider the best location on all of Big Bear Lake. And nestled amidst the serene beauty of towering trees and shimmering waters below, you'll notice the inviting warmth of this four-bedroom, three-bathroom haven. Inside there is a cozy living area boasting exposed wooden beams where a fireplace beckons you to unwind in its cozy embrace. Large accordion windows frame breathtaking panoramic views of the tranquil lake, inviting the outdoors in and infusing every corner with a sense of serenity. Prepare delicious meals in the well-appointed kitchen, featuring ample storage, and a convenient breakfast bar for casual dining. Adjacent, the dining area offers a welcoming space for gatherings, where stories are shared and memories are made over hearty meals. Retreat to the comfort of the generously sized bedrooms, each offering a peaceful sanctuary to rest and rejuvenate. The primary suite is a true oasis, complete with a luxurious en-suite bathroom, its own fireplace and private access to the expansive deck, where you can savor morning coffee or evening cocktails while soaking in the breathtaking views. There's even a bunk room for the kids, or just kids at heart! Unfinished build up with plenty of opportunity to expand! Outside, explore the lush surroundings on the street to street lot, or relax in the spa under the stars. In addition to your very own boat dock, there is access to private tennis and basketball courts, as well as a clubhouse overlooking the lake. Whether you're seeking a tranquil retreat from the hustle and bustle of city life, or a year-round residence infused with the beauty of nature, this genuine log cabin is sure to captivate your heart and soul.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Paul Zamoyta · Vista Sotheby's International
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,993
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $139,500 · Loan: $1,255,500
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,624
- Property tax (1.25%)
- $1,453
- Homeowners insurance
- $300
- Mortgage insurance
- $523
- HOA dues
- $92
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $48,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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