38605 Big Bear
Big Bear Lake, CA, 92315
$499,999
MLS: PW26212317
Beds
2
Baths
2
Sq Ft
1,020
Lot
0.13 ac
Year Built
1980
MLS #
PW26212317
Days on Market
36
Listed
Sep 30, 2026
Description
Recently updated, this 2 bedroom, 2 bathroom Big Bear cabin combines classic mountain character with a refreshed, comfortable interior near Big Bear Lake. The inviting living space features a tongue-and-groove ceiling with exposed beams and a stone wood-burning fireplace, creating a warm setting after a day in the mountains. The updated kitchen offers ample cabinet space and a view of the surrounding area. Upstairs, both bedrooms provide comfortable living space, ceiling fans and closet storage, with the primary bedroom also featuring a private balcony. Outside, enjoy a spacious deck and ample parking in both the front and rear. Additional improvements include a covered front entry. Conveniently located near Big Bear Lake, Boulder Bay, Papoose Bay, hiking trails, skiing and other outdoor recreation. With winter approaching, imagine snowy days on the mountain followed by evenings around the wood-burning fireplace. In warmer months, enjoy hiking, boating and the mountain setting throughout the year.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Gustavo Lugo · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,057
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $50,000 · Loan: $449,999
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,048
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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