ActiveSingleFamilyResidence

38617 95th Street E

Palmdale, CA, 93591

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$679,900

MLS: SR26066706

Beds

3

Baths

2

Sq Ft

1,864

Lot

2.25 ac

Year Built

1985

MLS #

SR26066706

Days on Market

8

Listed

Mar 27, 2026

Description

This is your opportunity to own a Ranch-Style Home on 2.2 Acres with Horse Facilities! This spacious 3-bedroom, 2-bathroom home offers a unique blend of country living and versatility. Perfect for horse enthusiasts, the property features horse stables and a dedicated riding ring on one side, while the other side boasts a HUGE drywalled permitted warehouse and 3 car garage with 400 amps! Both with the potential to be converted into additional living units (ADUs). The home itself includes a recently updated kitchen, a large family room perfect for gatherings, and a private backyard separated from the stables and garages by a beautiful brick wall. This property could become the perfect rural retreat. Whether you're looking for space for your horses, permitted workshop , or future guest housing, this home has endless potential.

Location

Palmdale, Los Angeles County, CA 93591

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Listed by: Ileana Dominguez · Keller Williams Realty Antelope Valley

Payment estimate

$5,023

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $67,990 · Loan: $611,910

%
Principal & Interest
$3,760
Property tax (1.25%)
$708
Homeowners insurance
$300
Mortgage insurance
$255
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $23,797 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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