38617 95th Street E
Palmdale, CA, 93591
$679,900
MLS: SR26066706
Beds
3
Baths
2
Sq Ft
1,864
Lot
2.25 ac
Year Built
1985
MLS #
SR26066706
Days on Market
77
Listed
Mar 27, 2026
Description
This is your opportunity to own a Ranch-Style Home on 2.2 Acres with Horse Facilities! This spacious 3-bedroom, 2-bathroom home offers a unique blend of country living and versatility. Perfect for horse enthusiasts, the property features horse stables and a dedicated riding ring on one side, while the other side boasts a HUGE permitted warehouse and 4 car garage with 400 amps! Both with the potential to be converted into additional living units (ADUs). The home itself includes a recently updated kitchen, a large family room perfect for gatherings, and a private backyard separated from the stables and garages by a beautiful brick wall. This property could become the perfect rural retreat. Whether you're looking for space for your horses, permitted workshop , or future guest housing, this home has endless potential.
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Also listed on GAVAR · MLS# 26002539
Listed by: Ileana Dominguez · Keller Williams Realty Antelope Valley
Payment estimate
$5,139
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $67,990 · Loan: $611,910
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,876
- Property tax (1.25%)
- $708
- Homeowners insurance
- $300
- Mortgage insurance
- $255
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. If you are evaluating homes in Palmdale, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $23,797 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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