38719 E 21st Street
Palmdale, CA, 93550
$399,900
MLS: 26001017
Beds
3
Baths
1
Sq Ft
1,014
Lot
0.14 ac
Year Built
1953
MLS #
26001017
Days on Market
128
Listed
May 5, 2026
Description
Back on market no fault to the sellers. Welcome to this beautifully maintained home offering comfort, functionality, and timeless appeal. Step inside to an open and inviting floor plan filled with natural light, ideal for both everyday living and entertaining. The kitchen flows seamlessly into the main living areas, providing ample space for gatherings while maintaining a warm, welcoming feel. The bedrooms are generously sized, offering flexibility for family, guests, or a home office. The primary suite provides a peaceful retreat with plenty of storage and a private bathroom. Outside, enjoy a well-sized yard perfect for relaxing, hosting, or creating your own outdoor oasis. Conveniently located near schools, shopping, dining, and commuter routes, this home combines location, livability, and value. A great opportunity for buyers looking to move in and make it their own.
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Listed by: Anthony Garcia · Real Brokerage Technologies
Payment estimate
$3,146
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,990 · Loan: $359,910
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,280
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $13,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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