PendingSingle Family Residence

38719 E 21st Street

Palmdale, CA, 93550

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$399,900

MLS: 26001017

Beds

3

Baths

1

Sq Ft

1,014

Lot

0.14 ac

Year Built

1953

MLS #

26001017

Days on Market

67

Listed

Mar 12, 2026

Description

Welcome to this beautifully maintained home offering comfort, functionality, and timeless appeal. Step inside to an open and inviting floor plan filled with natural light, ideal for both everyday living and entertaining. The kitchen flows seamlessly into the main living areas, providing ample space for gatherings while maintaining a warm, welcoming feel. The bedrooms are generously sized, offering flexibility for family, guests, or a home office. The primary suite provides a peaceful retreat with plenty of storage and a private bathroom. Outside, enjoy a well-sized yard perfect for relaxing, hosting, or creating your own outdoor oasis. Conveniently located near schools, shopping, dining, and commuter routes, this home combines location, livability, and value. A great opportunity for buyers looking to move in and make it their own.

Location

Palmdale, Los Angeles County, CA 93550

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Listed by: Anthony Garcia · Real Brokerage Technologies

Payment estimate

$3,078

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $39,990 · Loan: $359,910

%
Principal & Interest
$2,211
Property tax (1.25%)
$417
Homeowners insurance
$300
Mortgage insurance
$150
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $13,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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