40166 La Cota Drive
Palmdale, CA, 93550
$375,000
MLS: 26004475
Beds
3
Baths
2
Sq Ft
1,157
Lot
7.38 ac
Year Built
1990
MLS #
26004475
Days on Market
0
Listed
Jun 7, 2026
Description
It's hard to believe this home is a condo -- offering no common walls and a desirable single-story layout. It's ideally located on the border of East and West Palmdale in the well-maintained Riviera Rhapsody community near the Antelope Valley mall, restaurants and offering convenient access to the 14 Freeway. Perfect for first-time buyers or empty nesters, this low-maintenance home offers low HOA dues and is just a short walk to the gated IGG community pool and spa. Offering 1,157 square feet of spacious living, this functional floor plan features 2 bedrooms plus a den/office with custom built-ins (that can easily be converted to a 3rd bedroom,) along with 2 full bathrooms. Interior upgrades include attractive flooring throughout, fresh interior paint, and plush new neutral carpeting in the bedrooms!! The kitchen features beautiful maple cabinetry, formica counter tops along with a gas range/oven, microwave, dishwasher, and a refrigerator/freezer!! Enjoy the privacy of the backyard patio with mostly block wall fencing and no rear neighbors!! Additional highlights include an attached 2-car garage with a newer roll-up metal garage door and automatic opener. This move-in ready home has so much to offer -- don't miss the opportunity to make it yours!
Location
Palmdale, Los Angeles County, CA 93550
Open on Google Maps ↗Listed by: Leslie Gowin · Keller Williams Realty A.V.
Payment estimate
$2,960
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,500
- Principal & Interest
- $2,129
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93550 (Palmdale)within ±10% of this home's price and size.
Active196 DOM$345,000
38553 4th Street East
Palmdale, 93550
Pending11 DOM$345,000
38343 17th Street
Palmdale, 93550
$347,000
3140 E Avenue Q15
Palmdale, 93550
Also on GAVAR
Pending133 DOM$349,900
38625 Sumac Avenue
Palmdale, 93550
Active161 DOM$349,997
33452 Angeles Forest Hwy Highway
Palmdale, 93550
Local Market Stats
See Palmdale, CA 93550 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.