ActiveSingleFamilyResidence

38738 Puerta Ave

Palmdale, CA, 93550

1 / 46View all 46 photos

$439,000

MLS: IG26023493

Beds

3

Baths

2

Sq Ft

1,167

Lot

0.19 ac

Year Built

1955

MLS #

IG26023493

Days on Market

14

Listed

Feb 2, 2026

Description

Fully upgraded 3-bedroom, 2-bath home featuring a dining room and spacious family room. Big yard perfect for family gatherings with two storage shed to store all your necessities . The roof was completely replaced less than two years ago. Conveniently located just minutes from Antelope Valley College, Palmdale Academy Charter School, and Cactus Magnet Academy. The property includes solar panels and has no HOA.

Location

Palmdale, Los Angeles County, CA 93550

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Listed by: Josie Ramirez · PONCE & PONCE REALTY, INC

Payment estimate

$3,349

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $43,900 · Loan: $395,100

%
Principal & Interest
$2,428
Property tax (1.25%)
$457
Homeowners insurance
$300
Mortgage insurance
$165
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $15,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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