38822 Waterview
Big Bear Lake, CA, 92315
$879,000
Original list price: $1,100,000
MLS: IG26138804
Beds
3
Baths
4
Sq Ft
2,552
Lot
0.18 ac
Year Built
1924
MLS #
IG26138804
Days on Market
132
Listed
Jun 26, 2026
Description
Welcome to your mountain retreat with beautiful lake views in the highly desirable Boulder Bay neighborhood, nestled on Inspiration Point in a peaceful cul-de-sac. Originally built in 1924 and significantly expanded in 1993, this spacious 3-bedroom, 3.5-bath home offers approximately 2,550 square feet of comfortable living space designed for both relaxing and entertaining. Step inside to a bright, open living room featuring soaring vaulted tongue-and-groove ceilings, expansive windows that flood the home with natural light, and a stunning floor-to-ceiling rock fireplace that creates the perfect mountain ambiance. The functional floor plan offers generous-sized bedrooms, a spacious upstairs kitchen, and plenty of room for family and guests. The upstairs primary suite serves as a private retreat, complete with an en-suite bathroom featuring a relaxing Jacuzzi tub. Step outside onto the expansive deck to enjoy your morning coffee, host summer barbecues, or unwind while taking in breathtaking sunsets over the lake. Additional features include an attached two-car garage, ample outdoor storage for all your mountain gear and seasonal equipment, and a fenced area off the original kitchen space that's perfect for pets. Ideally located just minutes from the lake, marina, The Village, shopping, dining, and year-round outdoor recreation, this home offers the perfect blend of mountain charm, modern comfort, and an unbeatable Big Bear lifestyle.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Allan George · KELLER WILLIAMS REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,904
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $87,900 · Loan: $791,100
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,359
- Property tax (1.25%)
- $916
- Homeowners insurance
- $300
- Mortgage insurance
- $330
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $30,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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