ActiveSingleFamilyResidence

38824 Malva Rosa Drive

Palmdale, CA, 93551

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$867,990

MLS: SR26092880

Beds

5

Baths

4

Sq Ft

3,494

Lot

0.17 ac

Year Built

2025

MLS #

SR26092880

Days on Market

1

Listed

Apr 29, 2026

Description

Introducing the Pacific Montera Plan 7, offering 3,494 square feet of beautifully designed living space with 5 bedrooms and 3.5 bathrooms. This thoughtfully crafted home features two bedrooms on the main level, providing ideal flexibility for guests, multigenerational living, or a private office. At the heart of the home, the gourmet kitchen showcases an extended center island, premium Samsung stainless steel appliances, including a gas cooktop, hood, oven, microwave, and dishwasher, and a spacious walk-in pantry, creating a seamless blend of style and functionality. The kitchen flows effortlessly into the dining area and expansive great room, where a cozy fireplace enhances the inviting atmosphere. Upstairs, a generous loft offers versatile space with the option to convert into a sixth bedroom. The second floor also features a well-appointed primary suite, spacious secondary bedrooms, and a large laundry room designed for convenience. *Photos are of the Plan 7 model home and are for representation purposes only. Actual features, finishes, and layout may vary. Additional highlights include upgraded luxury vinyl plank flooring, plush carpeting, and modern finishes throughout. Ideally situated near scenic trails and shopping, this home offers the perfect balance of comfort, flexibility, and contemporary design. Don’t miss the opportunity to make this beautifully designed home yours, schedule your private tour today.

Location

Palmdale, Los Angeles County, CA 93551

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Listed by: Christopher Hopkins · Pacific Communities Builder Inc.

Payment estimate

$6,396

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $86,799 · Loan: $781,191

%
Principal & Interest
$4,866
Property tax (1.25%)
$904
Homeowners insurance
$300
Mortgage insurance
$325
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 14, 2026

30-year fixed
6.36%
15-year fixed
5.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

Palmdale, CA in context

Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.

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Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $30,380 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.