39165 240th Street E
Palmdale, CA, 93591
$199,000
MLS: HD26024830
Beds
1
Baths
1
Sq Ft
820
Lot
5.12 ac
Year Built
1953
MLS #
HD26024830
Days on Market
0
Listed
Feb 3, 2026
Description
? PRICE REDUCED — Desert Homestead Retreat on 10 Acres with Expansive Views ? Now offered at a new, reduced price, this unique desert sanctuary presents an exceptional opportunity to own 10 acres of fully usable land with room to expand, invest, or create your ideal desert lifestyle. The property includes a fully fenced 5-acre main parcel plus two additional 2.5-acre lots, offering flexibility for future development, guest accommodations, or long-term investment. The residence has been thoughtfully enhanced with a 2-car garage, breezeway service porch, and enclosed patio, blending functionality with comfort in a peaceful, private setting. A detached barn with mezzanine provides abundant storage and workspace, with potential for an office, art studio, or creative workshop. One of the adjoining parcels features a charming “caddy shack,” ideal for guests, recreation, or additional future use. Enjoy the independence of a private well, supplying ample water for gardens, trees, or small-scale homesteading. Take in stunning San Gabriel Mountain views from the rear of the property and unwind each evening with breathtaking desert sunsets. Whether you’re seeking a writer’s retreat, artist’s escape, homestead property, or investment opportunity, this price-reduced offering invites you to slow down, reconnect with nature, and create something truly special.
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Fran Fox · Coldwell Banker Home Source
Payment estimate
$1,682
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $19,900 · Loan: $179,100
- Principal & Interest
- $1,100
- Property tax (1.25%)
- $207
- Homeowners insurance
- $300
- Mortgage insurance
- $75
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $6,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Local Market Stats
See Palmdale, CA 93591 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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