39187 N Bay Drive
Big Bear, CA, 92315
$699,000
MLS: 219142288DA
Beds
4
Baths
2
Sq Ft
2,016
Lot
0.15 ac
Year Built
1930
MLS #
219142288DA
Days on Market
1
Listed
Jan 29, 2026
Description
Welcome to this enchanting 1930s retreat in the coveted Boulder Bay neighborhood of Big Bear Lake, CA--expertly blending vintage charm with contemporary luxury after a full studs-out remodel in 2022. Situated on a unique street-to-street lot with a convenient two-car garage, this home is ideally positioned just moments from the sparkling lake, vibrant village shops and dining, and world-class ski resorts, offering the ultimate mountain lifestyle. Step through the inviting front entrance, framed by timeless brick posts and wrought iron railings, into a space that's fully furnished with tasteful, high-quality pieces ready for immediate enjoyment. Durable synthetic siding ensures low-maintenanceappeal, while new vinyl double-pane windows bathe the interior in natural light. The open layoutfeatures elegant laminate and tile floors, leading to a cozy living room anchored by a wood-burningstove--perfect for crisp evenings. The expansive chef's kitchen is a highlight, boasting new counters,custom cabinets, a chic tile backsplash, and premium high-end appliances for effortless entertaining.Both bathrooms have been thoughtfully updated with fresh tile showers and modern vanities,complemented by a tankless water heater for efficiency and a dedicated laundry area with stackablewasher/dryer. Venture outdoors to your private oasis: a spacious concrete patio designed for year-round gatherings, complete with a welcoming firepit, luxurious brand new jacuzzi, and rejuvenating sauna.Whether you're hosting friends or unwinding in solitude, this property captures the essence of BigBear's natural beauty and recreational bliss. Fully turnkey and impeccably updated, it's an exceptionalopportunity for a primary residence, vacation escape, or investment in one of California's most sought-after destinations.
Location
Big Bear, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Israel Barden · Re/Max Area Experts
Payment estimate
$5,156
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100
- Principal & Interest
- $3,865
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92315 (Big Bear) within ±10% of this home's price and size.
$629,900
39965 Hillcrest
Big Bear Lake, 92315
$639,000
41726 Comstock Lane
Big Bear, 92315
$639,000
42598 Alta Vista Avenue
Big Bear Lake, 92315
$639,000
42692 Moonridge Road
Big Bear Lake, 92315
$650,000
42729 Haupstrasse Drive
Big Bear, 92315
$654,900
596 Summit
Big Bear Lake, 92315
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.