3922 Rowland
El Monte, CA, 91731
$1,550,000
MLS: CV26216151
Beds
—
Baths
—
Sq Ft
3,988
Lot
0.32 ac
Year Built
1964
MLS #
CV26216151
Days on Market
7
Listed
Oct 6, 2026
Description
Seller Financing Available! Exceptional opportunity to acquire a four-unit income property with seller-carried financing available to qualified purchasers. Attractive financing terms may provide an alternative to traditional investment property lending. All Financing terms are subject to seller approval, buyer qualifications, and mutually acceptable agreements. This fully occupied four-unit residential income property offers appx 3,988 sqft of total building area on a generous 13,835sqft lot with established month- to- month tenancies and current gross scheduled income. The property features a desirable mix of spacious 2-3 bedroom residences, including a rear residence with a garage, providing versatile rental configuration and strong long-term income potential. Major capital improvement already completed- roofs on all units have been replaced, offering added value and peace of mind for the next owner. The interiors are largely in original/dated condition, presenting an excellent opportunity for future modernization and value enhancement as circumstances permit. Tenants pay their own gas and electricity. Ideally suited for an investor seeking an established income-producing property with significant long-term rental and improvement upside. Convenient El Monte location with access to shopping, dining, transportation, and major commuter routes. Fully tenant-occupied four-unit investment property. Please do not disturb occupants. Exterior viewing only prior to an accepted offer. Interior inspection available following accepted offer and seller coordination.
Location
El Monte, Los Angeles County, CA 91731
Open on Google Maps ↗Listed by: Sabrina Miller · Sabrina Lynn MIller, Broker
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$12,155
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $155,000 · Loan: $1,395,000
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $9,659
- Property tax (1.25%)
- $1,615
- Homeowners insurance
- $300
- Mortgage insurance
- $581
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $54,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See El Monte, CA 91731 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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