3923 E Carmel Privado
Ontario, CA, 91761
$569,500
Original list price: $583,000
MLS: OC26173415
Beds
3
Baths
3
Sq Ft
1,455
Lot
0.02 ac
Year Built
2024
MLS #
OC26173415
Days on Market
73
Listed
Aug 7, 2026
Description
Welcome to this beautifully designed, near-new 2024-built townhouse in the highly desirable Moonstone community, where contemporary design meets everyday convenience. This beautifully upgraded home offers 3 bedrooms and 2.5 bathrooms, featuring numerous thoughtful enhancements throughout, including upgraded garage flooring, upgraded flooring on the main level, and upgraded staircase finishes, creating a stylish, modern, and move-in-ready living environment. Residents enjoy resort-style amenities, including pickleball courts, parks, a dog park, a pool, and a spa, providing an exceptional lifestyle for the whole family. Ideally situated in the heart of Ontario Ranch, the home is just minutes from Costco, 99 Ranch Market, popular boba tea shops, restaurants, shopping centers, and other everyday conveniences, offering the perfect combination of comfort, convenience, and long-term value in one of the area's fastest-growing master-planned communities.
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Xing Xu · Pinnacle Real Estate Group
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,928
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $56,950 · Loan: $512,550
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,549
- Property tax (1.25%)
- $593
- Homeowners insurance
- $300
- Mortgage insurance
- $214
- HOA dues
- $272
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $19,933 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91761 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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