39307 Lark Road
Big Bear Lake, CA, 92315
$400,000
MLS: HD25277025
Beds
5
Baths
2
Sq Ft
1,040
Lot
0.11 ac
Year Built
1946
MLS #
HD25277025
Days on Market
121
Listed
Dec 16, 2025
Description
House with 5 bedrooms, original house had two bedrooms and the attic was converted into two bedrooms ( without permit) New deck with spa in the back to enjoy a barbecue with the family or by yourself, Many fun things to do at Big Bear throughout the year. You have different activities and places to go. Refrigerator and spa are for sale out of escrow. Property is AS-IS.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Ana Soto · Crown Realty Services
Payment estimate
$3,079
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $360,000
- Principal & Interest
- $2,212
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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