39368 Moab Lane
Big Bear, CA, 92315
$399,000
MLS: 219146492PS
Beds
2
Baths
2
Sq Ft
1,056
Lot
0.11 ac
Year Built
1960
MLS #
219146492PS
Days on Market
1
Listed
Apr 16, 2026
Description
You'll love the alpine ambiance this authentic mountain cabin delivers. Vaulted wood-beamed ceilings with gorgeous native-rock fireplace in the living area. Spacious loft bedroom with half-bath upstairs. Additional bedroom and full bath downstairs. Covered front porch, metal roof, fenced lot with great parking, central heat, laundry, dual pane windows AND a detached game room! Which could easily be converted into an office, studio or additional sleeping area if preferred. Excellent location, close to great hiking, Boulder Bay Park, the lake and all the year-round fun that Big Bear offers.
Location
Big Bear, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Michael Sannes · RE/MAX Big Bear
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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