ActiveSingleFamilyResidence

39298 Lark

Big Bear Lake, CA, 92315

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$399,000

MLS: IG26077676

Beds

2

Baths

2

Sq Ft

1,008

Lot

0.11 ac

Year Built

1994

MLS #

IG26077676

Days on Market

1

Listed

Apr 16, 2026

Description

Charming Big Bear Lake cabin for sale located in the desirable Boulder Bay neighborhood, just minutes from Boulder Bay Park, Blanca and Pierre’s Restaurant, Boulder Bay Kayak Rentals, and Castle Rock Trail. This well-maintained 2-bedroom, 2-bathroom home offers 1,008 sq ft of comfortable living space on a 5,000 sq ft lot—ideal as a vacation home, full-time residence, or income-producing rental property. The home features a bright and functional layout with an inviting living area, a well-appointed kitchen, and nicely sized bedrooms, including a primary suite with private bath. Pride of ownership is evident throughout, making this a move-in ready mountain retreat. Enjoy easy access to Big Bear Lake boating, kayaking, fishing, hiking, and year-round outdoor recreation, all just moments from your door. A fantastic opportunity for buyers searching for cabins for sale in Big Bear Lake near the lake or a Boulder Bay investment property.

Location

Big Bear Lake, San Bernardino County, CA 92315

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Listed by: Daniel Easterby · KELLER WILLIAMS BIG BEAR

Payment estimate

$3,072

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100

%
Principal & Interest
$2,206
Property tax (1.25%)
$416
Homeowners insurance
$300
Mortgage insurance
$150
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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