39315 Stirrup Court
Palmdale, CA, 93551
$730,000
Original list price: $789,900
MLS: 26659635
Beds
4
Baths
4
Sq Ft
3,186
Lot
0.30 ac
Year Built
2021
MLS #
26659635
Days on Market
101
Listed
Mar 4, 2026
Description
LUXURY LIVING IN JOSHUA RANCH PRICED TO SELL! Welcome to this exceptional opportunity to own a beautifully maintained home in the highly sought-after gated community of Joshua Ranch in West Palmdale. Offering 4 bedrooms, 3.5 bathrooms, and over 3,200 sq. ft. of thoughtfully designed living space, this home perfectly blends comfort, style, flexibility, and energy-efficient living.One of the standout features is the private first-floor bedroom suite, ideal for guests, multigenerational living, extended family, or a private home retreat. The inviting open-concept floor plan creates effortless flow between the gourmet kitchen and spacious family room perfect for entertaining, everyday living, and making memories. A formal dining room adds an elegant touch for family gatherings and special occasions.Upstairs, discover a spacious flex room/bonus area offering endless versatilityperfect for a home office, gym, media room, playroom, den, or second family lounge to fit your lifestyle needs. Generous closet space and abundant storage throughout add to the home's thoughtful design.This property also delivers incredible value-added perks buyers will love, including fully paid solar for energy savings and a paid LifeSource whole-house water filtration system, providing enhanced water quality and convenience. For electric vehicle owners, this home offers a fantastic resource for energy-conscious living and EV charging convenience.Step outside to an expansive backyard with endless possibilitiesa blank canvas ready for your vision with room for a pool, ADU, outdoor kitchen, garden, play area, or custom outdoor oasis designed for entertaining and relaxation.Enjoy the peace and beauty of Joshua Ranch living, complete with scenic walking trails, sweeping Antelope Valley views, and the privacy of a gated community. Conveniently located near shopping, dining, and commuter access while still offering a serene lifestyle.Homes with this combination of space, flexibility, paid upgrades, energy efficiency, and lifestyle opportunity are rare. Sellers are motivated schedule your private showing today and discover why this home is a must-see!
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Stephanie Patterson · Robert Pitts Luxury Estates
Payment estimate
$5,745
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $73,000 · Loan: $657,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,161
- Property tax (1.25%)
- $760
- Homeowners insurance
- $300
- Mortgage insurance
- $274
- HOA dues
- $250
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $25,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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